Join Bryan Hirsch the personal finance expert as he and his panel of experts discuss you and your money. The show is a platform for you to address any financial issues impacting the growth of your money. From savings to pension funds, we’ve got it all covered. Call him live on 011 280 3899 or send an e-mail to bryan@summit.co.za

ABOUT THE SHOW

You and Your Money with Bryan Hirsch. South Africa's favourite personal financial planner is also a broadcast personality well known to SAFM listeners. Bryan Hirsch, director of Bryan Hirsch Colley & Associates, is now bringing his expertise to Summit, in an exciting new series, You and Your Money. Live every Monday night on Summit at 8:30pm, Bryan and his panel of experts discuss a wide range of issues impacting on you, the viewer. This is your chance to ask that question specific to you and your money, or to bounce an idea off Bryan and his guests. Tune in every Monday at 8:30pm for the A to Z of personal finance topics - where of course Bryan's ultimate goal is to create, preserve and grow your wealth.

Whether you are retired, a small business owner, a CEO or a stay at home mother or father, you can take your cue from these questions:

Q:My portfolio has increased enormously over the past three years. I have looked at the percentage I hold in each sector and my portfolio is currently 45% in Sasol, Anglo American, Billiton and Impala Plats – I have only got 3% in banks. Do you think I should be selling some of my resources and mining and buying some banks OR just reducing my resources and holding cash?

Q:I have had a superb run in the market – I have been offered a product by a leading bank. I can protect my portfolio from any downturn in the market for three years but the upside is capped. The quote they have given me for 36 is 63%. Do you think now is the time to protect my portfolio? If the market continues what are the chances of the market growing by 63% in the next three years?

Q:Each of my family members have taken out R2 million offshore. We have approximately £550,000! I am looking for growth and do you think now is the time to go into global markets? Should I go through a managed portfolio with a stockbroker or into a unit trust?

Q: The South African market is a on a price earnings of between 15-16. UK and US are not much more expensive. Can the South African market continue to grow at this high level of price earnings?

Q: How important to our market is foreign funds that have been coming in?

Q:Please explain why preference shares are performing so poorly and should I hold on to the preference shares or get out now?

Bryan Hirsch is the CEO of Pioneer Financial Planning. If you can't get through to him during the show please contact his office:

http://www.bhca.co.za/
help@pioneer.co.za
011 880 4888


DISCLAIMER: Neither Summit TV nor Pioneer Financial Planning are responsible for any course of action taken by viewers as a result of any comments made during the broadcast of the show You and Your Money with Bryan Hirsch, including those transcribed in the above text. Viewers are encouraged to consult their own personal financial planners.